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/S /Artifact /K 1489 >> << endobj endobj endobj /Lang (EN-US) 1637 0 obj /Pg 24 0 R /K 69 /Pg 25 0 R /K 1107 3043 0 obj /S /P << /Pg 22 0 R /K 1257 /Pg 14 0 R endobj /K 374 /Lang (EN-US) << endobj >> /Lang (EN-US) 3172 0 obj /K 84 /Pg 23 0 R endobj /P 10 0 R endobj /S /Artifact /Pg 25 0 R /S /Artifact 2910 0 obj /S /P /S /P /P 5847 0 R /K 661 << 2167 0 obj /Pg 23 0 R >> /S /Artifact << << >> 3724 0 obj /Lang (EN-US) /Lang (EN-US) 3747 0 obj >> << >> endobj >> /Pg 25 0 R << >> >> << /K 491 endobj endobj /S /P endobj 665 0 obj endobj >> << /Pg 23 0 R /Pg 22 0 R >> 2657 0 obj 3465 0 obj /K 1524 endobj >> /S /Artifact /Lang (EN-US) /S /P 3035 0 obj endobj ujUvi(f(44sH+8f,JC T7jR($V!V? >> /K 956 3332 0 obj /K 522 /S /P >> << /S /Artifact /Border [0 0 0] endobj << /Lang (EN-US) >> endobj << >> 4472 0 R 4473 0 R 4474 0 R 4475 0 R 4476 0 R 4477 0 R 4478 0 R 4479 0 R 4480 0 R 4481 0 R endobj /S /Artifact 827 0 R null 828 0 R null 829 0 R null 830 0 R 831 0 R null 832 0 R >> endobj endobj endobj /P 6540 0 R >> /Pg 22 0 R >> /K 1439 >> /K 643 /P 4828 0 R /S /P /Pg 25 0 R /Lang (EN-US) /S /P >> /S /Artifact endobj /S /P /P 5877 0 R /S /P /Lang (EN-US) /Pg 23 0 R << endobj endobj << /Lang (EN-US) << >> >> 2952 0 obj /P 5921 0 R 4060 0 obj /P 6098 0 R >> >> 3878 0 obj >> /P 5796 0 R 1564 0 obj /Pg 24 0 R 185 0 obj << endobj /S /P <> endobj /P 5609 0 R /P 4798 0 R /S /P 2050 0 obj /K 5 endobj >> /S /Artifact /S /Artifact /P 10 0 R << endobj /K 1025 2861 0 obj /Pg 23 0 R 1900 0 obj >> endobj /S /P /Lang (EN-US) 794 0 obj /K 117 /P 6244 0 R /Lang (EN-US) /Pg 24 0 R /P 6557 0 R /K 1183 /Lang (EN-US) /P 6684 0 R /P 6614 0 R /P 5930 0 R /Pg 23 0 R >> 1457 0 obj << /Pg 22 0 R null 2673 0 R null 2674 0 R null 2675 0 R null 2676 0 R null 2677 0 R /P 5977 0 R /P 6723 0 R << >> /Lang (EN-US) 627 0 obj 4062 0 obj /S /Artifact /K 549 /S /Artifact >> /Pg 24 0 R /P 4895 0 R endobj >> <> /P 6468 0 R endobj /K 27 << /Pg 14 0 R /K 1365 endobj 2146 0 obj endobj /S /Artifact 562 0 R null null null 563 0 R null null 202 0 R 203 0 R 204 0 R << 1968 0 obj << null 2014 0 R null 2015 0 R null 2016 0 R null 2017 0 R 2018 0 R null /K 376 /K 563 endobj 2905 0 obj /Pg 24 0 R >> /Lang (EN-US) /P 6491 0 R << /S /P >> /Pg 25 0 R 879 0 obj << endobj endobj endobj /Lang (EN-US) /Contents 4380 0 R /Lang (EN-US) 1101 0 obj >> /Lang (EN-US) >> /S /P /K 221 /K 557 << Cliffwater Corporate Lending Fund CCLFX provides all investors access to a private debt portfolio with the attractive pricing and quality of institutional caliber in corporate lending. << /S /P 977 0 obj /S /P /Pg 23 0 R /Pg 25 0 R 1699 0 obj >> /Pg 19 0 R << /S /P 145 0 obj /Pg 16 0 R /K 1427 /K 1539 /S /P >> /Pg 24 0 R /Pg 23 0 R /Pg 23 0 R >> /Pg 25 0 R << /K 354 << 3097 0 R 3098 0 R 3099 0 R 3100 0 R 3101 0 R 3102 0 R 3103 0 R 3104 0 R 3105 0 R 3106 0 R << /K 36 /P 6524 0 R /S /P /S /P /S /P /Lang (EN-US) /K 1108 3026 0 obj /S /Artifact endobj /S /P >> /Pg 25 0 R /S /Artifact /P 5396 0 R endobj /Lang (EN-US) /S /Artifact 3671 0 obj endobj /K 1083 /Pg 22 0 R endobj << 1355 0 R 1356 0 R 1357 0 R 1358 0 R 1359 0 R 1360 0 R 1361 0 R 1362 0 R 1363 0 R 1364 0 R << /Pg 25 0 R /Pg 24 0 R endobj >> endobj /Pg 25 0 R << 3931 0 obj /Lang (EN-US) endobj >> /Pg 25 0 R /Pg 25 0 R /Lang (EN-US) << endobj /Pg 22 0 R /P 10 0 R /Pg 22 0 R /S /Artifact null 3600 0 R null null null 3601 0 R null null null 3602 0 R >> >> 3012 0 obj endobj >> /K 1319 /P 4878 0 R /P 5621 0 R >> 88 0 obj 1394 0 obj /P 5605 0 R 650 0 obj 269 0 obj >> << endobj /S /Artifact 2064 0 obj /P 5345 0 R /Pg 23 0 R /K 674 null 2504 0 R null 2505 0 R null 2506 0 R null 2507 0 R null 2508 0 R >> /Pg 25 0 R /K 832 /K 223 2369 0 obj >> /K 1067 endobj /S /Artifact /P 5065 0 R << /K 233 /Pg 23 0 R >> << >> /P 4819 0 R 733 0 obj endobj /K 1537 /S /P /Pg 22 0 R << /K 1058 endobj /P 4639 0 R endobj /Lang (EN-US) >> >> /Lang (EN-US) 1787 0 obj <> << /S /Artifact >> null 3718 0 R null 3719 0 R null 3720 0 R 3721 0 R null 3722 0 R null << /K 1529 /Pg 23 0 R 1746 0 obj 326 0 obj /P 10 0 R /S /P 2270 0 obj << /Lang (EN-US) /K 1374 /K 562 >> /Lang (EN-US) 2678 0 R null 2679 0 R null 2680 0 R null 2681 0 R null 2682 0 R null >> /Pg 24 0 R /K 343 << /S /Artifact Not surprisingly, some managers have produced better outcomes than others, and by wide margins. endobj endobj >> << /S /P /K 1359 >> /Pg 23 0 R << /Lang (EN-US) >> << 2661 0 obj >> << >> /S /Artifact /Lang (EN-US) /P 6266 0 R /S /P Index data stretches back to September of 2004. /S /P /Pg 25 0 R /Pg 24 0 R null 668 0 R null null null 669 0 R null 670 0 R null 671 0 R 3027 0 obj /Pg 24 0 R >> 4069 0 obj /K 556 /T () >> << /Lang (EN-US) >> 2473 0 obj /Pg 22 0 R endobj /S /Artifact /Pg 23 0 R /K 833 endobj /S /P endobj 1994 0 obj >> 998 0 obj /S /Artifact /K 1517 /S /P >> /Pg 23 0 R /K 331 << >> /Pg 22 0 R >> >> /Pg 17 0 R 4267 0 obj /S /Artifact endobj /S /P /Lang (EN-US) /Pg 22 0 R 623 0 obj 2592 0 obj /Pg 24 0 R >> /S /P /Pg 24 0 R << /K 626 endobj /Pg 23 0 R >> /P 5170 0 R << endobj /S /P 1245 0 obj 1449 0 obj /K 1424 << /Pg 23 0 R /S /P 1543 0 obj endobj << /Pg 24 0 R >> << /Lang (EN-US) /Pg 20 0 R /S /P >> null null 681 0 R null 682 0 R null 683 0 R null 684 0 R null << endobj 2787 0 obj /Type /Page 4018 0 obj /S /Artifact /Pg 18 0 R endobj endobj /S /Artifact 757 0 obj /S /Artifact << /S /Artifact /K 31 3693 0 obj << >> 1057 0 obj endobj /Pg 24 0 R endobj /Lang (EN-US) 3423 0 obj /S /P >> /K 1548 /Pg 25 0 R /A 4745 0 R /S /Artifact /K 1356 >> << /S /Link /K 1214 136 0 obj /K 1377 /K 1328 965 0 obj /P 6462 0 R << endobj /K 1099 null null 1058 0 R null 1059 0 R null 1060 0 R null 1061 0 R null <> /K 739 3577 0 obj 2512 0 obj /S /Artifact /Pg 17 0 R << >> /Pg 14 0 R /P 4709 0 R /S /P /Pg 25 0 R >> /Lang (EN-US) /Lang (EN-US) /S /P /Lang (EN-US) << 3558 0 obj >> >> endobj >> /P 4896 0 R /P 5765 0 R >> << 752 0 obj Market Closed. endobj << >> /K 1181 227 0 R 228 0 R 229 0 R 230 0 R 231 0 R 232 0 R 233 0 R 234 0 R 235 0 R 236 0 R /S /P endobj endobj endobj /P 5302 0 R 321 0 obj 864 0 obj >> 529 0 obj /S /P << 960 0 obj 1602 0 obj /Lang (EN-US) >> 3876 0 obj endobj /Pg 25 0 R endobj 22 /P 5748 0 R /Pg 24 0 R << endobj /S /P /S /P 3087 0 obj endobj /S /Artifact << >> << /Pg 23 0 R /K 1248 1218 0 R 1219 0 R 1220 0 R 1221 0 R 1222 0 R 1223 0 R 1224 0 R 1225 0 R 1226 0 R 1227 0 R /K 1333 /Pg 24 0 R >> /Lang (EN-US) << endobj /K 674 3123 0 obj endobj << /Lang (EN-US) <> <> endobj endobj /S /Artifact /Pg 25 0 R /S /Artifact /Pg 25 0 R /K 800 /K 165 /K 214 3181 0 obj /Lang (EN-US) /K 765 4010 0 obj /S /Artifact endobj /P 6530 0 R /S /P /S /Artifact /Pg 25 0 R /K 193 >> endobj /K 115 /K 1499 endobj /S /P 1401 0 obj >> /Pg 22 0 R endobj /Pg 25 0 R endobj 3934 0 obj >> /P 6014 0 R /S /Artifact /S /Artifact endobj >> /Lang (EN-US) << /Pg 22 0 R /Pg 22 0 R 4073 0 obj /P 5217 0 R 2445 0 obj endobj /S /P 2352 0 obj << /Lang (EN-US) /S /Artifact /S /P 818 0 obj << << endobj /K 435 /Pg 22 0 R endobj /Pg 24 0 R >> >> /Lang (EN-US) /S /P /K 734 70 0 obj endobj /K 187 null 3714 0 R null null null 3715 0 R null 3716 0 R null 3717 0 R /S /Artifact >> /Lang (EN-US) /Pg 23 0 R /Pg 22 0 R /S /P /K 720 2051 0 obj /K 605 /Lang (EN-US) endobj >> /Pg 23 0 R << endobj /P 5978 0 R << 4154 0 R 4155 0 R 4156 0 R 4157 0 R 4158 0 R 4159 0 R 4160 0 R 4161 0 R 4162 0 R 4163 0 R /Pg 22 0 R endobj null 902 0 R null 903 0 R null 904 0 R null 905 0 R null 906 0 R >> << /K 1222 554 0 obj /S /P endobj 2711 0 obj <> /S /P /Pg 25 0 R /S /Artifact /S /Artifact /P 6241 0 R /S /Artifact << << << << endobj /Lang (EN-US) /K 878 2283 0 R 2284 0 R 2285 0 R 2286 0 R 2287 0 R 2288 0 R 2289 0 R 2290 0 R 2291 0 R 2292 0 R 3641 0 obj /K 979 << /Lang (EN-US) /S /Artifact /K 1004 endobj /Lang (EN-US) /Pg 23 0 R /K 770 endobj /Pg 23 0 R << endobj << /Lang (EN-US) 657 0 obj /Pg 23 0 R /S /P << /S /Artifact /P 5721 0 R << /S /P 1473 0 obj >> 1547 0 obj /K 48 /Lang (EN-US) /Pg 25 0 R /Pg 13 0 R /P 6720 0 R /P 10 0 R /S /Artifact /K 994 /S /P << /K 34 /K 1282 /S /P /P 5366 0 R 927 0 obj >> >> /Pg 23 0 R null 2550 0 R null null null 2551 0 R null null null 2552 0 R /S /P /Lang (EN-US) /K 459 4325 0 obj endobj >> /Lang (EN-US) /P 5640 0 R /S /P /P 4951 0 R /Pg 25 0 R >> /Lang (EN-US) /K 1025 /P 6022 0 R /Lang (EN-US) endobj /Pg 22 0 R endobj 2634 0 R null null null 2635 0 R null null null 2636 0 R null /Pg 24 0 R /Pg 22 0 R /K 1358 /Pg 23 0 R >> endobj /S /P << endobj /Lang (EN-US) /S /Artifact /Pg 24 0 R << << /S /P << << /Lang (EN-US) /S /P >> /S /P /Pg 22 0 R /K 1009 /Lang (EN-US) /K 109 endobj >> 3448 0 obj >> /K 31 << 3278 0 obj /K [560 0 R 539 0 R] << /K 1356 endobj << /S /P endobj /Lang (EN-US) 3347 0 obj 3616 0 R null 3617 0 R null 3618 0 R null 3619 0 R 3620 0 R null 3621 0 R /K 1192 2703 0 obj /K 369 endobj /S /P /S /Artifact /S /P /K 1322 endobj /Pg 23 0 R endobj endobj >> /Lang (EN-US) >> 4134 0 R 4135 0 R 4136 0 R 4137 0 R 4138 0 R 4139 0 R 4140 0 R 4141 0 R 4142 0 R 4143 0 R >> 1143 0 obj >> /S /Artifact /Lang (EN-US) /Pg 24 0 R endobj /P 6503 0 R << /Lang (EN-US) 2196 0 obj /S /P << /K 1345 endobj 1410 0 obj /K 643 /Pg 22 0 R 3257 0 obj endobj << 3925 0 obj /Pg 24 0 R /K 16 2203 0 obj /S /P /StructParents 13 >> null 3577 0 R null null null 3578 0 R null 3579 0 R null 3580 0 R /Lang (EN-US) << /Lang (EN-US) /P 4813 0 R endobj /Pg 24 0 R /Pg 25 0 R /K 963 /Lang (EN-US) >> /K 33 /S /Artifact /K 1311 << /S /P /Lang (EN-US) /K 1468 /Pg 24 0 R 588 0 obj >> 950 0 obj /P 5759 0 R /K 1109 endobj /Pg 22 0 R /P 6677 0 R >> /K 666 >> /Lang (EN-US) /K 850 >> /S /Artifact /P 6227 0 R << /Pg 23 0 R << endobj /Contents 4386 0 R /K 765 >> >> /Pg 22 0 R << << /Pg 18 0 R 3220 0 obj /S /Artifact 2112 0 obj /K 552 << null 1027 0 R 1028 0 R null 1029 0 R null 1030 0 R null 1031 0 R null /P 6351 0 R /K 1228 << /S /P /K 1413 /P 6732 0 R /K 1029 << /Pg 25 0 R /P 6010 0 R /F 4 endobj >> /K 698 /P 6151 0 R << 3160 0 obj >> 1312 0 obj /K 718 << endobj /Lang (EN-US) /S /Artifact /Pg 24 0 R /Pg 25 0 R /Pg 24 0 R >> /S /Artifact /Pg 25 0 R << 2437 0 obj << /Pg 25 0 R endobj 3848 0 obj /P 4658 0 R << /P 426 0 R /Lang (EN-US) << /Pg 22 0 R /K 13 << /S /P /Pg 22 0 R 4151 0 obj endobj /Pg 22 0 R /S /P /Pg 18 0 R 3537 0 R null 3538 0 R null 3539 0 R null 3540 0 R null null null /K 44 /S /P /S /Artifact << /Pg 25 0 R /Lang (EN-US) /Lang (EN-US) /K 271 /Pg 25 0 R /Pg 25 0 R /S /Artifact /S /Artifact /K 46 /S /Artifact /K 237 endobj << /Lang (EN-US) /K 691 /Pg 21 0 R /P 6490 0 R << 3074 0 obj 1061 0 obj endobj 2562 0 obj /S /Artifact /P 5964 0 R /S /P /S /Artifact 2027 0 obj endobj endobj 287 0 R 288 0 R 289 0 R 290 0 R 291 0 R 292 0 R 293 0 R 294 0 R 295 0 R 296 0 R >> << /P 10 0 R 2433 0 obj /K 1548 /Pg 20 0 R /Lang (EN-US) /K 1226 << endobj /S /P /P 6682 0 R Direct Lending Download View Private Debt Research endobj << /S /P /S /P /K 13 << /Pg 23 0 R /S /Artifact endobj /P 4888 0 R 2480 0 obj /K 1515 /K 40 /P 5995 0 R >> /Pg 25 0 R /P 4924 0 R endobj 2483 0 obj << /S /P 1854 0 obj >> /P 5561 0 R /S /P /P 6586 0 R 3533 0 obj << /Pg 25 0 R /Lang (EN-US) /K 1320 >> /S /P endobj /Pg 23 0 R /Pg 25 0 R endobj /Lang (EN-US) << 2058 0 obj endobj >> 238 0 obj endobj /K 14 /P 4642 0 R /Pg 24 0 R /Pg 22 0 R endobj >> /Lang (EN-US) /Lang (EN-US) endobj /S /Artifact /Pg 25 0 R /S /Artifact 1991 0 obj /S /P /P 4777 0 R /K 975 /S /Artifact /P 5965 0 R << /Pg 18 0 R /P 5862 0 R /S /Artifact endobj >> 2288 0 obj >> /Lang (EN-US) >> /Lang (EN-US) 2185 0 obj endobj /K 1168 /Pg 23 0 R /P 5011 0 R endobj /K 164 >> /Pg 25 0 R /K 403 850 0 obj /S /P /K 314 1228 0 R 1229 0 R 1230 0 R 1231 0 R 1232 0 R 1233 0 R 1234 0 R 1235 0 R 1236 0 R 1237 0 R 1511 0 obj << >> endobj endobj >> /Footnote /Note /S /P /S /P << /Lang (EN-US) Distribution Yield presented is based on the fund-level composite of all the share classes. /S /Artifact /Pg 24 0 R /S /P 4233 0 obj /S /P endobj >> /Pg 22 0 R 591 0 obj 3977 0 R 3978 0 R 3979 0 R 3980 0 R 3981 0 R 3982 0 R 3983 0 R 3984 0 R 3985 0 R 3986 0 R /P 6172 0 R endobj << /K 778 /S /P /K 75 /S /P /S /P /S /Artifact /K 1350 /K 599 >> /P 10 0 R /Pg 25 0 R /K 84 endobj endobj /Pg 21 0 R /Lang (EN-US) /Lang (EN-US) /S /Artifact endobj /Lang (EN-US) 2103 0 obj 1888 0 obj /Lang (EN-US) /K 607 << 3064 0 obj /P 10 0 R /S /P /Lang (EN-US) null 596 0 R null 597 0 R 598 0 R null null 599 0 R null 600 0 R << /Lang (EN-US) /P 6318 0 R endobj endobj /P 6741 0 R /K 1261 /S /Artifact >> /S /P >> endobj /K 1508 /Pg 22 0 R >> /P 5295 0 R >> /Pg 24 0 R /S /P /Lang (IT-IT) /Lang (EN-US) /S /P << /Lang (EN-US) endobj /K 1453 /Pg 23 0 R /Pg 25 0 R << >> /K 959 /Pg 25 0 R /K 156 endobj << << /S /LBody /S /P endobj /S /Artifact endobj endobj /K 1234 endobj endobj endobj >> 126 0 obj << << endobj endobj endobj /K 54 /Lang (EN-US) /Pg 24 0 R << << /Pg 24 0 R /Pg 24 0 R /Pg 22 0 R << /K 767 endobj /P 4916 0 R /Lang (EN-US) >> >> >> /P 6383 0 R /K 1309 /K 1301 91 0 obj /K 878 /Pg 14 0 R /Lang (EN-US) /K 1320 endobj /Pg 21 0 R /K 1247 /K 1145 endobj /S /Artifact /K 1330 /P 434 0 R 2538 0 obj >> endobj << /Subtype /Link 3196 0 obj 1005 0 obj << << >> /P 5933 0 R 518 0 obj << /Pg 24 0 R >> /S /Artifact << /Pg 23 0 R 597 0 obj << 3655 0 obj << endobj endobj << 1871 0 obj /K 1491 296 0 obj /S /Artifact << /Pg 25 0 R endobj << endobj /S /Artifact /Pg 25 0 R /K 31 /S /P <> >> /S /Artifact endobj >> 2075 0 obj >> /S /Artifact /S /P /S /P >> /Pg 23 0 R /S /P /S /P /P 5671 0 R >> /Pg 25 0 R /Lang (EN-US) /Pg 25 0 R 1830 0 obj . /Pg 23 0 R /S /P /S /P A repricing of real estate is underway. /Pg 23 0 R << /Pg 23 0 R <> endobj 3468 0 obj /Pg 24 0 R /K 1284 << endobj << /S /P /P 6357 0 R << << /Pg 23 0 R /Pg 23 0 R 2614 0 obj /K 1007 /S /Artifact << << << 2809 0 obj 1929 0 obj >> >> 2924 0 obj << >> << /S /Artifact 1685 0 obj /K 1153 /S /Artifact /Pg 23 0 R 278 0 obj /K 695 4047 0 R 4048 0 R 4049 0 R 4050 0 R 4051 0 R 4052 0 R 4053 0 R 4054 0 R 4055 0 R 4056 0 R /S /P endobj endobj /Pg 25 0 R 2726 0 obj endobj /Lang (EN-US) /K 7 >> >> endobj /Pg 25 0 R 2611 0 obj 24 0 obj /K 1442 >> /Pg 24 0 R >> /Pg 25 0 R /A 4409 0 R 2978 0 obj /S /Artifact /Lang (EN-US) /K 1194 >> /K 896 endobj endobj >> /P 5726 0 R /S /P /S /Artifact << 847 0 obj 1707 0 obj << endobj /S /Artifact >> >> endobj /S /P endobj 3061 0 obj /P 33 0 R /P 5449 0 R endobj /S /Artifact >> >> /Lang (EN-US) /P 5368 0 R /Lang (EN-US) endobj /Pg 23 0 R endobj /Lang (EN-US) endobj endobj /Lang (EN-US) endobj /K 206 endobj endobj /S /P >> /Pg 22 0 R endobj /S /P /S /P << endobj endobj endobj /Pg 24 0 R /S /P /Pg 26 0 R /K 1231 endobj >> /P 6564 0 R << >> /P 5664 0 R << /Pg 24 0 R >> endobj /S /P >> endobj << /K 1479 /K 491 /S /P >> Add To Watchlist. /K 276 /Lang (EN-US) 4245 0 obj /P 6526 0 R null 1727 0 R null 1728 0 R null 1729 0 R null null null 1730 0 R >> >> /Pg 23 0 R << >> /K 169 endobj >> >> 3884 0 obj /S /P /S /Artifact /S /Artifact /Lang (EN-US) /K 691 3419 0 obj 2886 0 obj /Pg 23 0 R /Pg 26 0 R /S /P /S /P endobj endobj /S /P << 122 123 124] /S /P /Contents [4339 0 R 4340 0 R 4341 0 R 4342 0 R 4343 0 R 4344 0 R 4345 0 R 4346 0 R] /S /Artifact endobj endobj /Pg 22 0 R /P 6207 0 R 3806 0 obj /Diagram /Figure /S /P /S /Artifact 4297 0 obj endobj endobj << /Pg 23 0 R 774 0 obj << << /K 271 /K 1127 << >> 2901 0 obj /S /Artifact >> /K 1206 /P 4936 0 R /S /Artifact /Pg 25 0 R >> 1268 0 obj 3088 0 obj /S /P << /K 1134 << endobj >> /K 9 4180 0 obj endobj /P 6711 0 R /S /Artifact >> endobj /Lang (EN-US) /S /Artifact /S /P /Lang (EN-US) /K 1313 /Pg 23 0 R /S /Artifact /P 10 0 R >> /Pg 22 0 R endobj /Lang (EN-US) endobj /S /Artifact /S /Artifact /Pg 23 0 R endobj 2495 0 obj /P 6528 0 R /K 755 endobj endobj /S /P /Lang (EN-US) /Pg 24 0 R /Lang (EN-US) << << null null 2940 0 R null null null 2941 0 R null 2942 0 R null /P 4404 0 R << >> /S /Artifact >> /Pg 24 0 R 107 0 R 108 0 R 109 0 R 110 0 R 111 0 R 112 0 R 113 0 R 114 0 R 115 0 R 116 0 R /K 279 332 0 obj >> << >> << /S /P /S /P /S /Artifact /Pg 25 0 R /S /P /S /Artifact endobj /S /Artifact >> /S /P /K 305 /Pg 23 0 R /S /P /K 293 >> >> endobj /Pg 24 0 R endobj /K 926 /S /P 4138 0 obj /P 5071 0 R /P 6410 0 R /P 10 0 R endobj /Pg 25 0 R 256 0 obj >> /K 141 << >> /Pg 25 0 R 267 0 obj 3176 0 obj /P 10 0 R /Pg 22 0 R /Pg 23 0 R endobj 274 0 obj endobj 1467 0 obj /P 5059 0 R >> >> /P 5558 0 R /Lang (EN-US) /Lang (EN-US) /S /Artifact >> /Pg 23 0 R /Pg 23 0 R 1970 0 obj 424 0 obj /S /Artifact << << /Lang (EN-US) >> /P 6573 0 R << >> endobj /P 5185 0 R endobj << 232 0 R 232 0 R 232 0 R 614 0 R 615 0 R 250 0 R 250 0 R 250 0 R 250 0 R 250 0 R << /K 1410 endobj /S /P /Lang (EN-US) /Pg 23 0 R /Pg 23 0 R /K 223 4253 0 obj endobj /K 736 4098 0 obj >> 2722 0 obj 553 0 obj /S /Artifact endobj /P 5612 0 R endobj 999 0 obj /Pg 19 0 R endobj endobj 991 0 R 992 0 R null 993 0 R null 994 0 R null 995 0 R null 996 0 R /S /P /P 6196 0 R >> >> /Lang (EN-US) endobj /Pg 24 0 R endobj << endobj /K 386 /K 735 << >> endobj << << /K 1344 /P 4805 0 R >> /Lang (EN-US) /K 932 endobj endobj /Pg 22 0 R >> 4234 0 obj /Pg 23 0 R 2698 0 obj 3638 0 obj /Pg 22 0 R /A 4747 0 R /Pg 24 0 R It is often said policy takes around 6-12 months to take effect. /Lang (EN-US) /Lang (EN-US) /S /P >> /S /P /P 5643 0 R endobj endobj >> /P 6354 0 R /K 1474 endobj << /S /Artifact 3069 0 obj /K 145 /S /P /K 1531 >> >> /Pg 23 0 R /Pg 22 0 R /K 1407 /Pg 24 0 R /S /P /Pg 22 0 R /K 1539 >> 2836 0 obj /K 864 1347 0 obj >> 50 0 obj /Lang (EN-US) /S /P >> endobj /S /Artifact /Pg 25 0 R /K 1215 /K 827 /S /Artifact >> /Pg 25 0 R /K 236 4024 0 obj /K 1535 /Lang (EN-US) /P 5570 0 R /Pg 23 0 R /Lang (EN-US) /K 169 << << /Pg 13 0 R 2441 0 obj /S /Artifact endobj 3756 0 obj endobj null 2602 0 R null 2603 0 R null 2604 0 R null 2605 0 R 2606 0 R null endobj << 398 0 obj /K 799 103 0 obj endobj >> >> >> << endobj /P 5660 0 R << /P 6517 0 R /K 741 /K 939 397 0 obj 3222 0 obj endobj << 4007 0 R 4008 0 R 4009 0 R 4010 0 R 4011 0 R 4012 0 R 4013 0 R 4014 0 R 4015 0 R 4016 0 R /Pg 23 0 R endobj /Pg 24 0 R /S /Artifact /Lang (EN-US) /S /Artifact endobj /Lang (EN-US) /Lang (EN-US) /K 202 2795 0 obj 2481 0 obj /Lang (EN-US) >> endobj /P 5355 0 R << 2725 0 obj /S /P /Pg 23 0 R 1472 0 obj << >> endobj /K 1225 /S /Artifact << 2580 0 obj /P 5935 0 R << /K 495 << endobj /Pg 24 0 R /S /P >> << >> /K 79 /K 1211 >> endobj >> /K 1189 1326 0 obj /P 6308 0 R 2940 0 obj >> /Pg 22 0 R endobj >> >> /P 4964 0 R /K 1271 /P 5269 0 R /Lang (EN-US) endobj >> /K 1094 endobj << /Pg 23 0 R << 1350 0 obj /Pg 25 0 R >> /S /Artifact /P 5109 0 R /P 10 0 R >> 3844 0 obj /S /P >> 1439 0 obj 1483 0 obj endobj >> 2579 0 obj /Pg 25 0 R >> /Pg 13 0 R >> /Pg 22 0 R /S /P 1026 0 obj /S /Artifact << /K 959 /K 1127 1548 0 obj 678 0 obj 3614 0 obj << /S /P 692 0 obj /K 436 endobj /K 1448 /K 987 /Pg 25 0 R /P 5808 0 R /K 6 /S /Artifact 2432 0 obj /Lang (EN-US) /Pg 23 0 R /K 1140 << 677 0 R null 678 0 R null 679 0 R null null null 680 0 R null /P 5332 0 R /Pg 16 0 R << 1036 0 obj /S /P /Pg 24 0 R 1203 0 obj >> /K 911 /Pg 16 0 R 239 0 obj >> /Pg 23 0 R << endobj /Pg 23 0 R /S /P >> /K 30 << endobj endobj >> /K 18 >> <> /K 1422 << << /S /Artifact >> >> >> >> >> /Pg 25 0 R /Lang (EN-US) /P 6368 0 R 1828 0 obj 373 0 obj /K 1128 3852 0 obj << endobj >> << /Lang (EN-US) 2490 0 obj /K 1046 endobj endobj /Pg 25 0 R endobj << /S /P /S /Artifact /Pg 23 0 R endobj /Pg 14 0 R /K 24 /P 5242 0 R >> /Pg 24 0 R << /Parent 4 0 R /P 10 0 R 3800 0 obj /Pg 25 0 R 817 0 obj endobj << /K 1172 859 0 obj 1635 0 obj endobj << /S /P << /S /P /S /P /S /P /S /P >> >> /Pg 25 0 R 403 0 obj >> /S /Artifact /P 6392 0 R << /Pg 25 0 R >> 3487 0 obj endobj /P 5724 0 R /Underline /Span /K 216 /S /Artifact << /Pg 25 0 R endobj << >> 4077 0 obj /P 5575 0 R << /S /P endobj endobj /Pg 23 0 R 1809 0 R null 1810 0 R null 1811 0 R null 1812 0 R null 1813 0 R 1814 0 R 2676 0 obj 854 0 R 855 0 R null 856 0 R null 857 0 R null 858 0 R null 859 0 R << /Lang (EN-US) /P 10 0 R 3648 0 obj << >> >> endobj /K [64 4672 0 R] /K 9 /P 5517 0 R /P 538 0 R /Lang (EN-US) endobj /P 6708 0 R /S /P /Pg 22 0 R >> >> /P 5571 0 R /P 10 0 R /P 4948 0 R /Lang (EN-US) /K 1058 <> /P 6288 0 R << /K 738 endobj endobj /P 10 0 R /K 472 << /Lang (EN-US) /K 44 >> endobj /S /Artifact << /K 964 /P 6366 0 R /S /Artifact /Pg 24 0 R /Lang (EN-US) endobj endobj >> /P 5342 0 R endobj << >> >> << endobj 2528 0 obj /K 1273 << 1988 0 obj << endobj 2567 0 obj >> /P 6186 0 R /S /Artifact 1438 0 obj << /K 1460 endobj >> /Lang (EN-US) /K 1423 /Pg 17 0 R /P 5208 0 R 1958 0 obj /K 1329 >> 3975 0 obj << /S /Artifact /S /P 2774 0 R null 2775 0 R null 2776 0 R null 2777 0 R null 2778 0 R 2779 0 R /K 1187 /S /P << << /Pg 25 0 R >> /Lang (EN-US) << /S /P /P 5012 0 R /K 541 >> /Pg 25 0 R /K [1334 1335] endobj >> endobj null 427 0 R null null 100 0 R 101 0 R 102 0 R null 428 0 R null /Lang (EN-US) >> /K 73 /K 51 /Pg 22 0 R << /K 1453 << /S /P endobj /K 116 /Pg 25 0 R /S /P endobj /K 1436 /K 1379 /S /Artifact /Pg 21 0 R >> endobj /Lang (EN-US) /P 10 0 R /Lang (EN-US) << >> /P 5592 0 R endobj /Lang (EN-US) endobj endobj /P 10 0 R /P 4921 0 R 4266 0 obj >> 3008 0 obj << /Pg 18 0 R 365 0 obj /S /P 1577 0 obj /Lang (EN-US) endobj /K 772 >> >> >> endobj /Lang (EN-US) null 2651 0 R null 2652 0 R null 2653 0 R 2654 0 R null 2655 0 R null /K 1329 endobj 2181 0 obj /Pg 25 0 R 2165 0 obj /P 6664 0 R /K 61 /Lang (EN-US) /K 165 /S /Artifact 782 0 obj 649 0 obj /Pg 22 0 R /S /P /Border [0 0 0] /P 6032 0 R << << /K 733 /A 4609 0 R /S /Artifact /Lang (EN-US) /S /Artifact endobj << /Pg 22 0 R /P 5583 0 R /K 628 /K 1255 endobj 1436 0 obj endobj /Lang (EN-US) /S /Artifact /Pg 25 0 R /Pg 24 0 R /Pg 25 0 R 183 0 obj /K 1464 /P 5619 0 R >> >> /Lang (EN-US) 1291 0 obj /Pg 25 0 R 744 0 obj >> << >> endobj << 3284 0 obj /P 6613 0 R 1886 0 obj /K 616 /S /Artifact endobj << >> >> >> /Lang (EN-US) >> 51 0 obj << >> /K 1125 3523 0 obj /P 4718 0 R /P 6114 0 R /K 878 /K 1176 << 4337 0 obj 3106 0 obj /Lang (EN-US) /S /Artifact << /K 1541 << /S /Artifact /K 890 /P 6520 0 R /Pg 24 0 R /K 767 /K 468 3919 0 obj << 1585 0 obj << << /Pg 24 0 R /S /P endobj >> >> endobj << endobj /Pg 22 0 R /K 1536 /Lang (EN-US) /Pg 25 0 R << /K 426 /Lang (EN-US) /Lang (EN-US) endobj /Lang (EN-US) >> 2412 0 obj /K 972 /K 1253 /K 476 endobj >> << /K 1310 /Pg 25 0 R /P 5531 0 R /K 449 /Pg 18 0 R /S /Artifact >> /Pg 18 0 R /S /Artifact <> /Pg 22 0 R 2636 0 obj /Pg 22 0 R /K 1470 2416 0 obj /Lang (EN-US) << endobj /K 778 << /K 636 /Lang (EN-US) 2972 0 obj << /S /P 4244 0 obj /Lang (EN-US) 1610 0 obj /K 266 endobj 2693 0 obj << null null 1081 0 R null null null 1082 0 R null 1083 0 R null endobj /Pg 24 0 R /S /P endobj /K 1286 >> << /K 75 << /Lang (EN-US) << endobj /K 1166 endobj /Lang (EN-US) /Pg 23 0 R >> /K 1156 /Lang (EN-US) >> 4332 0 obj << >> /Pg 23 0 R 1070 0 obj /Pg 24 0 R << /Lang (EN-US) /S /P >> /Pg 22 0 R 638 0 obj endobj << 2030 0 obj /S /Artifact 3142 0 obj /K 1354 2096 0 obj /Lang (EN-US) /Pg 14 0 R /Pg 24 0 R << /Pg 24 0 R 2182 0 obj /Pg 25 0 R /P 5129 0 R endobj /Pg 22 0 R /Lang (EN-US) << /Pg 15 0 R << /S /Artifact /Lang (EN-US) >> /Pg 22 0 R /S /P >> /Contents 4349 0 R

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