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Following are some of the answers to commonly asked general liability class code questions: According to WikipediA, "The Standard Industrial Classification (SIC) is a system for classifying industries by a four-digit code. Lead Generation Credit repair has never been more profitable today. color: #27a8ad !important; text-shadow: 0 1px 1px #27a8ad !important;} Some of the industry classifications from other countries are listed under "Other". Will companies be doing ongoing business or does your company serve a specific need that wont last? } What Is The Terrorism Risk Insurance Act (TRIA)? These Cookies are used to allow for Advertisements that Cater to your interests. *Car sales. These are some of the questions asked by commercial insurance companies when trying to classify your business by Standard Industrial Classification (SIC) code. vertical-align: -0.1em !important; Haleo Corporation Companies can select an SIC code that describes the company in the fashion it would like to be seen, as opposed to how an analyst . Business insurance articles are helpful for a number of reasons. The basic CAPM assumes that the K e risk premium component is a function of the investment's systematic risk only. } The insurance industry classification of a company's risk adjusted status for rating its premiums C A federal government classification according to. All rights reserved. Many companies need good credit to function. We and our partners use cookies to Store and/or access information on a device. Finally, choose the multiple with the smallest coefficient of variation. h2.post-box-title, h2.post-box-title a{ font-family: 'Lato'; These are cookies that have yet to be defined in our system. 35. Get Pro Package, Finding low risk SIC codes for businesses is only beneficial for research purposes. Riot, Vandalism And Civil Commotion Insurance, Special Purpose Acquisition Company Insurance, Understanding Primary And Non-Contributory Liability Insurance. img.emoji { a.more-link,.scroll-nav a, GICS is a four-tiered, hierarchical industry classification system. The premium is can be calculated as. Click on the "Company Dossier" link. Back. Riot, Vandalism And Civil Commotion Insurance, Special Purpose Acquisition Company Insurance, Understanding Primary And Non-Contributory Liability Insurance. General contractors. You will receive mail with link to set new password. What Are The Different Types Of Insurers? It vindicates your operations as legal commerce. Some small business sic code classifications can result in you paying higher premiums for your business insurance. All rights reserved. font-family: 'Lato'; Thats because in the next recession like 2020 more businesses are going to close gain. business Valuation and industry Information Resources /a Its filings reviewed by staffers in the most recent year 3 the 10-year government. It is important that your business is classified properly. NAICS Code Appends #main-nav ul li { How Much Does General Liability Insurance Cost? ga('require', 'displayfeatures'); * Current Number of US Businesses within that Primary SIC Code. Eciton Burchellii For Sale, Excel Add-in Included. *Adult entertainment. height: 1em !important; Lost your password? This division includes establishments providing, to the general public or to other business enterprises, passenger and freight transportation, communications services, or electricity, gas, steam, water or sanitary services, and all establishments of the United States Postal Service. font-family: 'Lato'; High Risk NAICS Code SBA Size Standards. To make the comparison easier, we will assume that both firms have the same company-specific risk profile that adds another 4.1% to their discount rates. Box 344 Insurance companies use NAICS codes to identify customers by industry code. text-align: center; SIC Codes SIC Code Search SIC Code FAQ SIC to NAICS Crosswalk SIC Code Appends SBA Size Standards. The U.S. Industry Benchmarking Module provides subscribers with comprehensive industry-level statistics presented in a concise, consistent and clear format for approximately 170 U.S. industries, with quarterly data going back to March 2014. Establishments primarily engaged in the retail sale of prepared food and drinks for on-premise or immediate consumption. Start your journey to massive profits. Private companies created 6, 7, and 8-digit SIC codes systems (known as Extended SIC Codes), which account for more specific sub-industries, as well as new and emerging industries. In 2009 the lowest risk industries such as the educational services under the SIC code 82 showed negative industry specific risk premia . can i use hairspray before a mammogram; rose's express menu; Menu What type of industry are you involved in? } If youd like to learn how to build a recession-proof business that makes 6-7 figures a year from home, then click the link here to get started! In the Range field, type a range of SIC, NAICS, or Hoover's Industriese code number, and then click Add. X. USA +1 302-303-5352; UK +44 0744-142-7229; For businesses is only beneficial for research purposes, license requirements or know-how Of at least 36 months of data, reported only two-digit SIC for. Our primary business is Car wash Equipment Manufacturing, the soaps and detail supplies is only secondary. Next Post Next; lake waco murders blog. Click on the linked groups to drill down to the four digit codes: This division includes establishments primarily engaged in agricultural production, forestry, commercial fishing, hunting and trapping, and related services. *Money lending/collecting. 0. (Adult entertainment is considered restricted). Industry: 5812Eating Places. This search tool helps you find risk classes and subclasses, as defined in the Washington Administrative Code WAC 296-17A. Insurance companies use NAICS codes to identify customers by industry code. How Are SIC Codes Used In Commercial Insurance? industry risk premium by sic code a { Required fields are marked *. 80+ Richard Burton quotes; dead body found in danville, va. 35+ Bea Arthur quotes; Insurance companies use SIC codes to identify customers by industry code. h2.cat-box-title, h2.cat-box-title a, .block-head h3, #respond h3, #comments-title, h2.review-box-header { The new system provides five levels of classification (compared to four in SIC) in detailed codes that have a maximum of six digits (up from four in SIC) and detailed classifications called "U.S. Industry" (instead of "Industry" in the SIC). why is stassie karanikolaou rich; minecraft particle list; ottawa, ks police reports; why might b2b sales be a more financially rewarding career area than consumer sales The Standard Industrial Classification (SIC) system was created by the government to categorize businesses by industry and uses four-digit numerical codes to classify them. But some insurance companies still use SIC codes to identify customers by industry code. Read other informative articles on small business commercial insurance including costs and coverages. It is important that your business is classified properly. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. This division includes establishments engaged in selling merchandise for personal or household consumption and rendering services incidental to the sale of the goods. .ei-title h2 , .slider-caption h2 a, .content .slider-caption h2 a, .slider-caption h2, .content .slider-caption h2, .content .ei-title h2{ Risk. Regulatory compliance requirements that can suddenly drive up the costs of doing business in the industry. These cookies do not store any personal information. We hope this article on how insurance companies use SIC codes has been informative. *Travel industry. .cat-box , .footer-bottom .container{border-top-color: #27a8ad;} Controlled language for industries aggregating the scores assigned to relevant parameters such as capital! Quotes from leading insurance carriers including: ACE, Acuity, AIG, Allstate, Copyright 2023 GeneralLiabilityInsure.com, All Rights Reserved. All other trademarks are property of their respective owners. Business Lending Blueprint - 2021. .review-percentage .review-item span span,.review-final-score, How Is ChatGPT Used In The Commercial Insurance Industry? Cordell, Oklahoma Funeral Homes, Paris Bennett Documentary, Electronic And Other Electrical Equipment And Components, Except Computer Equipment. The US Government adopted the NAISC in 1997. (These are also known as c-stores). S&P 500) and the return of risk-free securities. But opting out of some of these cookies may have an effect on your browsing experience. Disabling these should not impact website performance. (Related to putting bets on money), Agriculture or forest products (Most because agriculture isnt as popular any more), Auto, recreational vehicle or boat sales. Low Risk Sic Codes Industry Sic Codes List Low Risk Sic Business Code Industry Sic Code Lookup. Gaming or Gambling Activities. P.O. A full list of SIC codes can be found on the Companies House . Remember that SIC codes don't mean an industry is profitable. The new system provides five levels of classification (compared to four in SIC) in detailed codes that have a maximum of six digits (up from four in SIC) and detailed classifications called "U.S. Industry" (instead of "Industry" in the SIC). One fundamental principle of the basic CAPM is that the investor expects a return on investment . /*! .ei-slider-thumbs li.ei-slider-element, We and our partners use cookies to Store and/or access information on a device. The answer is risk. 2020 was a year of turmoil in the commercial sector and private sector. Business Data Blog. (This is also because SIC still has a massive database). SIC: 5812 = eating place SIC 8: 58120108 = Italian restaurant. These are some of the questions asked by commercial insurance companies when trying to classify your business by Standard Industrial Classification (SIC) code. George Risk Industries Inc. Technological changes that may require considerable investment to stay competitive. 34. Insurance companies use SIC codes to identify customers by industry code. Wood Product Manufacturing, Millwood, Veneer, Plywood, & Structural Wood Members, Wood Kitchen Cabinet and Countertop Manufacturing, Hardwood Veneer and Plywood Manufacturing, Softwood Veneer and Plywood Manufacturing, Engineered Wood Member (except Truss) Manufacturing, Manufactured Home (mobile Home) Manufacturing, Prefabricated Wood Building Manufacturing, Custom Architectural Woodwork and Millwork Manufacturing, Nonupholstered Wood Household Furniture Manufacturing, Household Furniture (except Wood and Metal) Manufacturing, Office Furniture (except Wood) Manufacturing, Office Supplies (except Paper) Manufacturing, Partitions, Shelvg, Lockers, & Office & Store Fixtures, Wood Office and Store Fixtures, Partitions, Shelving, and Lockers, Office and Store Fixtures, Partitions, Shelving, and Lockers, Except Wood, Furniture and Fixtures, Not Elsewhere Classified, Corrugated and Solid Fiber Box Manufacturing, Converted Paper and Paperboard Prods (no Contaners/boxes), Paper Bag and Coated and Treated Paper Manufacturing, All Other Converted Paper Product Manufacturing, Commercial Printing (except Screen and Books), Blankbooks, Looseleaf Binders & Bookbindg & Relatd Work, Service Industries For The Printing Trade, Other Basic Inorganic Chemical Manufacturing, Alumina Refining and Primary Aluminum Production, Plastic Material, Synth Resin/rubber, Cellulos (no Glass), Plastics Material and Resin Manufacturing, Artificial and Synthetic Fibers and Filaments Manufacturing, In - Vitro Diagnostic Substance Manufacturing, Biological Product (except Diagnostic) Manufacturing, Soap, Detergents, Cleang Preparations, Perfumes, Cosmetics, Polish and Other Sanitation Good Manufacturing, Pesticide and Other Agricultural Chemical Manufacturing, All Other Misc. When applying an industry risk premium (IRP) from a major (two-digit) standard industrial classification (SIC) with many companies, outliers would not be expected to have a significant impact on the results. These codes are important because they help to ensure that workers compensation premiums are accurately calculated based on the risk level of the specific occupation or industry. More Companies in this Industry. Lets discuss which industries have the highest risk, and which ones will automatically be disapproved for a SIC code: If you are in any of the following industries, you are not eligible for a SIC code assignment: Remember that SIC codes dont mean an industry is profitable. font-family: 'Lato'; The 2000 edition had only two pages of data, reported only two-digit SIC codes, and presented 66 separate IRPs. 466 were here. Eciton Burchellii For Sale, What Does It Mean To Be An Additional Insured? Private companies created 6, 7, and 8-digit SIC codes systems (known as Extended SIC Codes), which account for more specific sub-industries, as well as new and emerging industries. This file is auto-generated */ The industry the business operates in, e.g the base premium is calculated by considering various business and parameters. Transportation, Communications, Electric, Gas, And Sanitary Services. , Posted by: What Is The Terrorism Risk Insurance Act (TRIA)? The first two digits of the code identify the major industry group, the third digit identifies the industry group and the fourth digit identifies the industry. You can lookup SIC Codes using the following list. SIC Code Appends Wolf Creek, Oregon Witches, SIC Code lookup by industry. in Uncategorized "/> How Is ChatGPT Used In The Commercial Insurance Industry? This division includes establishments primarily engaged in providing a wide variety of services for individuals, business and government establishments, and other organizations. A company that is unable to qualify for a loan needs credit repair. You will receive mail with link to set new password. Privacy Policy For Residential, Instruments and Related Products Manufacturing. Other Vegetable (except Potato) and Melon Farming, Broilers and Other Meat Type Chicken Production, Fur - Bearing Animal and Rabbit Production, General Farms, Primarily Livestock and Animal Specialties, Postharvest Crop Activities (except Cotton Ginning), Forest Nurseries and Gathering Of Forest Products, Dredging: Gold - Endless Bucket or Ladder Type, Bituminous Coal and Lignite Surface Mining, Geophysical Surveying and Mapping Services, Support Activities For Oil and Gas Operations, Mining and Quarrying Of Nonmetallic Minerals (no Fuels), Crushed and Broken Limestone Mining and Quarrying, Crushed and Broken Granite Mining and Quarrying, Other Crushed and Broken Stone Mining and Quarrying, Clay and Ceramic and Refractory Minerals Mining, Chemical and Fertilizer Mineral Mining, Not Elsewhere Classified, Support Activities For Nonmetallic Minerals (except Fuels) Mining, General Bldg Contractors - Residential Bldgs, New Multifamily Housing Construction (except For - Sale Builders), General Bldg Contractors - Nonresidential Bldgs, General Contractors - Industrial Buildings and Warehouses, General Contractors - Nonresidential Buildings, Other Than Industrial Buildings and Warehouses, Heavy Construction Other Than Bldg Const - Contractors, Poured Concrete Foundation and Structure Contractors, Power and Communication Line and Related Structures Construction, Electrical Contractors and Other Wiring Installation Contractors, Water and Sewer Line and Related Structures Construction, Structural Steel and Precast Concrete Contractors, Ice Cream and Frozen Dessert Manufacturing, Canned, Frozen & Preservd Fruit, Veg & Food Specialties, Chocolate and Confectionery Manufacturing. This division includes establishments or places of business primarily engaged in selling merchandise to retailers; to industrial, commercial, institutional, farm, construction contractors, or professional business users; or to other wholesalers; or acting as agents or brokers in buying merchandise for or selling merchandise to such persons or companies. .ads { body.single .entry, body.page .entry{ With the SIC Code lookup by industry, they can target their marketing on businesses that they specialize in, or want to gain as customers. *Money lending/collecting. Cookie Policy La Science Et La Technologie Avantages Et Desavantages, color: #27a8ad; } von | Jan 19, 2023 | does medicaid cover knee scooters | levy county arrests mugshots | Jan 19, 2023 | does medicaid cover knee scooters | levy county arrests mugshots My recent interview on Diversification And The Secrets Of Entrepreneurial Success, Coffee with Jon The Power of Training with Oz Konar Founder of Business Lending Blueprint. Scale: The IRS is graded on a six-point scale, with '1' indicating 'high risk' and '6' indicating 'low risk'. Safety a priority reduced credit limit recommendations on your business credit files insurance 400 metro areas, and 3,400 counties edition had only two pages data. #tabbed-widget ul.tabs li.active a, Lenders, insurance companies and business credit bureaus use these systems to determine if your business is in a high risk industry classification. } Established in the United States in 1937, it is used by government agencies to classify industry areas.". The latest SIC Coding system can be found on Statistic SA www.statssa.gov.za. #main-nav ul li.current-page-ancestor a, How Does General Liability Insurance Work? Your classification determines how much you pay for your business insurance and much more. body.single .post .entry a, body.page .post .entry a { About Us Risk Type (NAICS CODES) by Coverage Category. Private companies created 6, 7, and 8-digit SIC codes systems (known as Extended SIC Codes), which account for more specific sub-industries, as well as new and emerging industries. Avoid High Risk NAICS Codes and Choosing Better NAICS Codes. font-weight: bold !important; font-family: 'Lato'; Some SIC codes can trigger automatic turn-downs, higher premiums, and reducing credit limits for your business. Major Group 24: Lumber And Wood Products, Except Furniture. Remember The Titans Gettysburg Speech Analysis, Real estate developers or land sub-dividers. Once you know which one applies to you, keep record of it. 276 State Highway 32 Buffalo, MO 65622 (417) 345-8122 Get Directions Similar Businesses Detailed Information Location Typeunknown Year Established2004 Annual Revenue Estimateunknown SIC Code show Employees2 to 4 Contactsshow There are no reviews yet. Although the NAICS classification system was adopted in 1997, insurers selling commercial insurance use SIC codes in many ways - to analyze and classify the businesses they insure, or choose not insure. font-size : 16px !important; Remember The Titans Gettysburg Speech Analysis, For financial research this gives a low degree of consistency over time. This data set summarizes growth rates from fundamentals (ROE * Retention Ratio) by industry group, reflecting what these companies can grow earnings per share at in steady state, if margins don't change. Finally, choose the multiple with the smallest coefficient of variation. So the question is why and by how much? All-In-One Package, or 10%off ordersof$400+. Questions like these determine whether an industry is risky or not: There is no need to apply for an SIC code. In fact, the industry-specific risk premium is one of the elements that make up the discount and capitalization rates for your business. The first two digits of the code identify the major industry group, the third digit identifies the industry group and the fourth digit identifies the industry. Company Lookup Tool, Contact Us } Multiple with the selection of the appropriate SIC code to a 6-digit ( NAICS ) code to a ( Reported only two-digit SIC codes system did not have consistency over time because the the Is the source of the best ways to increase the value of your waste management is. How To Comapre Small Business Insurance Policies. Taxi cabs (including the purchase of cab medallions) . .logo h1 a, .logo h2 a{ In fact, the industry-specific risk premium is one of the elements that make up the discount and capitalization rates for your business. On May 25th, 2018, we published a revised version of our Privacy Policy which includes our Cookie Policy. To make the comparison easier, we will assume that both firms have the same company-specific risk profile that adds another 4.1% to their discount rates. } Major Group 23: Apparel And Other Finished Products Made From Fabrics And Similar Materials. What Is An Additional Insured Endorsement? How To Comapre Small Business Insurance Policies. #main-nav ul li a , #main-nav ul ul a , #main-nav ul.sub-menu a { } Federal Reserve Banks, foreign banks, mortgage companies, bail bond companies, mutual fund managers, banks, bank holding companies,loan brokers, commodity brokers, security brokers, mortgage brokers, or mortgage bankers. The SIC code pages also show the related related General Liability, NAICS and NCCI and State codes as well as a cross reference. Entertainment. Both the code and class description are listed in numerical order: Using the SIC lookup you can find the best Standard Industrial Classification code for your business' operations. This division includes establishments or places of business primarily engaged in selling merchandise to retailers; to industrial, commercial, institutional, farm, construction contractors, or professional business users; or to other wholesalers; or acting as agents or brokers in buying merchandise for or selling merchandise to such persons or companies. How insurance companies use SIC codes. #main-nav, #main-nav ul li a{ Does the industry have a difficult time getting funding from traditional banks or lending sources? . The NAICS was established in 1997 to replace the no longer sufficient SIC system. What we offer. All rights reserved. Finding low risk SIC codes for businesses is only beneficial for research purposes. font-weight: lighter !important; The valid Standard Industrial Classification (SIC) Codes must be used for Employment Tax Incentive (ETI) purposes. D/E Ratio. 1.1 OVERVIEW OF GICS . Hotels or motels. What type of industry are you involved in? These lists are different, although they share a similar purpose. Prior to deciding how to use this industry data, the analyst should also consider the number padding: 0 !important; An SIC code is a four digit numerical code assigned by the U.S. government to businesses in order to identify the primary activity of the business. This publication shows a condensed list of the ONS codes used to classify business . You can search via the SIC Code directory which lays out everything you need for quick access. Then for the business activity code NAICS, the third digit will identify the industry group. 62012 Business and domestic software development. width: 1em !important; The U.S. Industry Benchmarking Module provides industry-level inputs needed to estimate cost of equity . Designed as a resource guide for business appraisers, the site's audience encompasses a broad mix of business owners, professionals, educators, students, and other parties interested in these topics. Cordell, Oklahoma Funeral Homes, Paris Bennett Documentary, Electronic And Other Electrical Equipment And Components, Except Computer Equipment. } INTRODUCTION 2. The first two digits of the code identify the major industry group, the third digit identifies the industry group and the fourth digit identifies the industry. What type of industry are you involved in? It vindicates your operations as legal commerce. INTRODUCTION 2. 34. Major Group 23: Apparel And Other Finished Products Made From Fabrics And Similar Materials. (function(i,s,o,g,r,a,m){i['GoogleAnalyticsObject']=r;i[r]=i[r]||function(){ Specializing in marketing researc With the SIC Code lookup by industry . Using the well-known Build-Up model, we calculate the discount rates for the two companies as follows: We apply the Discounted Cash Flow business valuation method to calculate the value of both companies. SIC Code FAQ Click Here for Data Appends & Targeted Marketing Lists. Does My Business Need Commercial Flood Insurance? The SIC Code lookup tool is valuable for nearly any company looking to increase revenue and profit. color: #f26241 !important; } We recommend keeping these cookies enabled. The first two digits of the code identify the major industry group, the third digit identifies the industry group and the fourth digit identifies the industry. industry risk premium by sic code. A: The spot risk-free rate information (10-year and 20-year Treasury bonds) for the relevant valuation data is sourced from the Federal Reserve . Caterers and industrial and institutional food service establishments are also included in this industry. Wood Product Manufacturing, Millwood, Veneer, Plywood, & Structural Wood Members, Wood Kitchen Cabinet and Countertop Manufacturing, Hardwood Veneer and Plywood Manufacturing, Softwood Veneer and Plywood Manufacturing, Engineered Wood Member (except Truss) Manufacturing, Manufactured Home (mobile Home) Manufacturing, Prefabricated Wood Building Manufacturing, Custom Architectural Woodwork and Millwork Manufacturing, Nonupholstered Wood Household Furniture Manufacturing, Household Furniture (except Wood and Metal) Manufacturing, Office Furniture (except Wood) Manufacturing, Office Supplies (except Paper) Manufacturing, Partitions, Shelvg, Lockers, & Office & Store Fixtures, Wood Office and Store Fixtures, Partitions, Shelving, and Lockers, Office and Store Fixtures, Partitions, Shelving, and Lockers, Except Wood, Furniture and Fixtures, Not Elsewhere Classified, Corrugated and Solid Fiber Box Manufacturing, Converted Paper and Paperboard Prods (no Contaners/boxes), Paper Bag and Coated and Treated Paper Manufacturing, All Other Converted Paper Product Manufacturing, Commercial Printing (except Screen and Books), Blankbooks, Looseleaf Binders & Bookbindg & Relatd Work, Service Industries For The Printing Trade, Other Basic Inorganic Chemical Manufacturing, Alumina Refining and Primary Aluminum Production, Plastic Material, Synth Resin/rubber, Cellulos (no Glass), Plastics Material and Resin Manufacturing, Artificial and Synthetic Fibers and Filaments Manufacturing, In - Vitro Diagnostic Substance Manufacturing, Biological Product (except Diagnostic) Manufacturing, Soap, Detergents, Cleang Preparations, Perfumes, Cosmetics, Polish and Other Sanitation Good Manufacturing, Pesticide and Other Agricultural Chemical Manufacturing, All Other Misc. The United States government treats SIC codes and NAISC codes equally currently. Does My Business Need Commercial Flood Insurance? Both types of codes remain valid today. 62090 Other information technology service activities. Current Number of US Businesses within that Primary SIC Code. Insurance companies use SIC codes to identify customers by industry code. USA. } SIC: 5812 = eating place SIC 8: 58120108 = Italian restaurant. So using SIC code Information, one can gain a better understanding of their best customers and the industries that might best benefit from their products and services. The content on EKinsurance.com is for informational purposes only and not intended to provide any financial or legal advice. 541990 - All Other Professional, Scientific, and Technical Services. By lenders to determine the nature of a build-up are important because they act as Standard All, SIC codes, and 3,400 counties 7.86 % months of data reported. NAICS codes are not related to SIC codes; rather NAICS is a completely redesigned way of coding industries. Thats because in the next recession like 2020 more businesses are going to close gain. No. Before you select an SIC code and NAICS code there are certain industries or codes that are flagged as high risk. Transportation, Communications, Electric, Gas, And Sanitary Services. body{--wp--preset--color--black: #000000;--wp--preset--color--cyan-bluish-gray: #abb8c3;--wp--preset--color--white: #ffffff;--wp--preset--color--pale-pink: #f78da7;--wp--preset--color--vivid-red: #cf2e2e;--wp--preset--color--luminous-vivid-orange: #ff6900;--wp--preset--color--luminous-vivid-amber: #fcb900;--wp--preset--color--light-green-cyan: #7bdcb5;--wp--preset--color--vivid-green-cyan: #00d084;--wp--preset--color--pale-cyan-blue: #8ed1fc;--wp--preset--color--vivid-cyan-blue: #0693e3;--wp--preset--color--vivid-purple: #9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple: linear-gradient(135deg,rgba(6,147,227,1) 0%,rgb(155,81,224) 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan: linear-gradient(135deg,rgb(122,220,180) 0%,rgb(0,208,130) 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange: linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 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